Merchant Cash Advance

Flexible Funding to Keep Your Business Moving

If your business relies on card terminal payments, managing cash flow can be challenging—especially during seasonal fluctuations. A Merchant Cash Advance provides a flexible, revenue-linked funding solution, giving you access to working capital when you need it most—without the pressure of fixed monthly repayments.

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What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is an alternative funding solution designed for businesses that receive payments via card terminals. Unlike a traditional loan, an MCA provides a lump sum of capital in exchange for a fixed percentage of your future card sales. Repayments are automatically deducted as a portion of daily or weekly revenue—making it a flexible option that aligns with your cash flow.

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What can a Merchant Cash Advance be used for?

Purchasing inventory and supplies

Financing expansion or renovation projects

Upgrading or repairing equipment

Consolidating existing debts

Investing in marketing and advertising campaigns

Covering staff wages and payroll

Managing day-to-day cash flow fluctuations

Handling unexpected or emergency expenses

Your Business, Your Terms

How Can a Merchant Cash Advance Benefit Your Business?

A Merchant Cash Advance provides a fast and flexible source of working capital—ideal for retail businesses that rely heavily on card payments. At Maestro, we tailor solutions to fit your unique needs, offering competitive rates and a straightforward application process.

This funding option helps you manage cash flow effectively, especially if your business has limited physical assets but consistent card transaction revenue.

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Why Choose Our Refinance Solutions?

Fast Access to Funds

Merchant Cash Advances provide quick financing, ideal for businesses that need cash flow support without delay.

Simple Application Process

Our streamlined application requires minimal information—usually just your business sales volume—making approval faster and easier.

No Collateral Needed

With no requirement for assets as security, our refinance solutions reduce risk for businesses lacking significant collateral.

Flexible Repayment Terms

Repayments are based on a percentage of your sales, allowing payments to adjust naturally with your cash flow.

Freedom to Use Funds

There are no restrictions on how you use the funds, giving you complete control to address your business priorities.

Credit Score Not a Barrier

Approval focuses on your business’s sales performance rather than credit scores, making funding accessible even if your credit isn’t perfect.

Opportunity for Repeat Funding

Once repaid, you may qualify for additional advances, providing a reliable source of ongoing working capital.

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Tell us about your business and we'll confirm your eligibility within minutes and determine the best financing options available to you.